San Ramon Real Estate How can you negoiate with your lender.

San Ramon, CA —  I spoke to some lender friends of mine who themselves face foreclosure.  If you are behind on your payments the sooner you can talk with your lender the better off you are.  They have a work out department that will work with you to try to resolve the situation.  It is in the banks best interest to work out a solution with you rather than take your home and sit on it until it sells.  Banks are for the first time in history of US Mortgage industry own more properties than they have loans on.  March through June these numbers of bank owned properties will really peak. 

The catch to get your payments lowered is you have to be late on them first before they will talk with you.  Especially if you have a second mortgage because if a foreclosure takes place; usually the second lender only gets a $1,000 after it’s all said and done.  We at Premier Realtors Team at J. Rockcliff can help you if you face this situation with “insider tips” and free advice.  Call Sam or Mary 925-219-5144.

 To Your Success,

 Sam and Mary

925-219-5144

Sparwiz@rockcliff.com